I could begin this review by singing a little song to the tune of "My Dogs Bigger than Your Dog" but I have been told that if you can't say something nice...
Actually, I'm here to tell you why USAA is the world's coolest bank. And while you might think that this has absolutely nothing to do with the iPhone, I am here to tell you that you are just flat out wrong. Lots of banks are developing iPhone apps to serve their on-the-go customers, but none that I know of have what USAA is offering.
"What is Deposit@Mobile?" you ask? Well, I'll tell you. Through this special magic portal, you are able to take a picture of the front and back of a check and USAA will deposit that money immediately into your bank account. [enter sounds of trumpets playing triumphantly] Right now, USAA is the only bank in the iTunes store offering this fantastic technology.
That, my dears, is why why my bank is better than your bank. And that is also why you should rush right out and get yourself a USAA account too (eligibility requirements may apply). And without further ado, I will show you exactly how easy it is to deposit a check via your mobile phone. Here's what you'll need:
- an iPhone with the USAA [iTunes store link, free] installed.
- a valid check (yes, I said valid... I'm not condoning any kind of funny business here)
- a dark unreflective surface (flip that mouspad over!)
Now, first thing you do is log open the USAA app, and volia! there's a perfect little button for Deposit@Mobile. You'll be asked to log in to your account and away we go! Click on the thumbnails below for a full tour!!
5 comments… read them below or
That, my dears, is why why my bank is better than your bank. And that is also why you should rush right out and get yourself a USAA account too (eligibility requirements may apply).
Just a note that most of your readers won’t be able to use the service. New customers without a military background or immediate family who are full members of USAA aren’t eligible for deposit@mobile or the nearly 3-year-old deposit@home service.
Great service, but USAA won’t say when they might offer it to the rest of their customers!
Thanks for the clarification! I didn’t realize that was the case as both my father and my husband are retired military… so we are full members… I was just going about my merry way not knowing that there was anything else out there!
Hopefully USAA will see how great this is and open it up to all their customers! *hint,hint - USAA*
How about us USAA members that haven’t drank the iPhone cool-aide yet? Can we have an app? Surely it can’t be that difficult.
*Shrug* I guess that would be a question for USAA’s app developers. Unfortunately, I’m not in anyway connected to them, work for them, or would know who to contact among them.
USAA is on Twitter (@USAA_news) and they seem to be pretty good about communicating with customers through that venue. I’d ping them and see if they’re up for app development on other platforms.
But to be honest, I can’t understand why you haven’t gotten on the iPhone bandwagon! It’s awesome over here!
I’ll take your advice and see what happens with USAA. As far as why I haven’t made the leap, it’s not just about me. If I got an iPhone, all the little peeps in my family would be asking me why they couldn’t have their own iPhone. It has to do with economies of scale. The scale is large and the economy is little.